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Payment Gateway Comparison
Compare fees, payout times and tax handling across Stripe, PayPal, Paddle, Lemon Squeezy and more.
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$
| Head to head | Stripe Processor | Paddle Merchant of Record |
|---|---|---|
| Transaction fee | 2.90% + $0.30 | 5% + $0.50 |
| Fee on $100.00 | $3.20 | $5.50 |
| You keep | $96.80 | $94.50 |
| Payout time | 2 business days (rolling) | Monthly (net basis) |
| Frequency | Daily / weekly / monthly | Monthly |
| Handles tax | ||
| Region | Global (46+ countries) | Global |
| Best for | SaaS & marketplaces | SaaS that hates tax admin |
All gateways
Tap any two to compare them head to head above.
Payment Processor
Lower fees, fast payouts — but you handle sales tax / VAT and compliance.
Merchant of Record
Higher fees — but they handle global tax, invoices & compliance for you.
Typical published US/standard online rates — they change often and vary by region, plan, volume and payment method. Always confirm current pricing with the provider.
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